Jay and Amy Andorfer
The Andorfer Group

Direct to Jay: 919-244-5700
Direct to Amy: 919-244-5800
jayandorfer1@gmail.com
amyandorfer1@gmail.com


Tour Downtown Durham

Croasdaile Country Club





Closing Checklist for Buyers

We've found the right house and gone under contract! Now, let's proceed to closing.

Please don't hesitate to call Amy (919-244-5800) or Jay (919-244-5700) with any questions as we move along.

Within the Due Diligence Period:

1. Loan Application - you'll initiate the official loan application with your chosen mortgage lender.

2. Home Inspection - we'll set this up for you or assist you in setting it up. You are invited to come to the inspection but are not required to be there. We will receive a written report several days after the inspection, go over it together and prepare any needed request for repairs to present to the seller.

3. Termite Report - we'll order the "wood destroying pest inspection" for the home.

4. Survey - we will talk about the need for a survey on the home and you will notify your lender if you'd like them to order one for you.

5. Well and Septic - if the property has either a well or a septic system, we'll order an inspection for it.

6. Additional Inspections- we will arrange for any additional desired inspections (Radon Gas, etc.) and any desired investigation of the property (contractor quotes, etc.) to be completed during the Due Diligence Period.

7. Loan Approval - we'll get confirmation from the lender that your loan has been approved prior to the expiration of the Due Diligence Period.  

8. Due Diligence Request  - we will prepare & negotiate any needed request of the seller related to the inspections above prior to the expiration of the Due Diligence Period.

Additional:

9. Closing Attorney - we'll set up the closing with the closing attorney and get all necessary documents to their office.

10. Utilities - you'll call the utility companies to arrange for your services to begin on the day of closing.

11. Home Owners Insurance - you'll arrange for insurance on the new home, to begin the date of closing.

12. Walk-through - we will do a "walk through" of the home one or more days prior to closing to assure that the home is in acceptable condition.

13. Settlement Statement - one to three days prior to close, we will receive and review with you a HUD-1 Settlement Statement from the closing attorney, including the amount of money you will need to bring to the closing (down payment and closing costs).  You will need to bring to closing a certified money order in this amount payable to the closing attorney. Please also bring a copy of your driver's license to closing.

14. Deed Recordation and keys to the home -  the Deed and related documents will be recorded by the closing attorney at the courthouse and you will receive the keys to your new home at closing or by the end of the closing day. Congratulations!

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